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A:
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老婆,我发奖金了。
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lǎopó, wǒ fā jiǎngjīn le.
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Honey, I got my bonus.
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B:
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真的?多少啊?
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zhēnde? duōshao a?
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Really? How much?
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A:
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自己数。
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zìjǐ shǔ.
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Count it for yourself.
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B:
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哇,这么多。老公你真厉害。我明天就去银行存钱。
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wā, zhème duō. lǎogōng nǐ zhēn lìhai. wǒ míngtiān jiù qù yínháng cúnqián.
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Whoa, it's so much. Darling, you're really amazing. I'll go to the bank and deposit it tomorrow.
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A:
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你别老是存钱,也想想其他的理财方式。
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nǐ bié lǎoshi cúnqián, yě xiǎng xiang qítā de lǐcái fāngshì.
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You don't always have to deposit money. You should also think about other kinds of wealth management.
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B:
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其他的?炒股吗?现在股市这么不好,肯定赔钱。
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qítā de? chǎogǔ ma? xiànzài gǔshì zhème bù hǎo, kěndìng péiqián.
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Other methods? Stocks? The stock market is so bad right now. It'll definitely lose money.
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A:
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除了炒股,还有很多其他的啊,可以买基金,买国债,买保险。
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chúle chǎogǔ, háiyǒu hěn duō qítā de a, kěyǐ mǎi jījīn, mǎi guózhài, mǎi bǎoxiǎn.
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Besides stocks, there are lots of others. You can buy mutual funds, government bonds and insurance.
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B:
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我们一家三口都有保险,还买什么保险啊?
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wǒmen yījiāsānkǒu dōu yǒu bǎoxiǎn, hái mǎi shénme bǎoxiǎn a?
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The three of us in our family already have insurance. What other insurance can we buy?
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A:
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现在有理财型保险,不仅可以保值,还可以增值。
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xiànzài yǒu lǐcái xíng bǎoxiǎn, bùjǐn kěyǐ bǎozhí, hái kěyǐ zēngzhí.
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Nowadays there's investment style insurance. Not only can it retain value, it can gain value as well.
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B:
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那跟买基金差不多啊。
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nà gēn mǎi jījīn chàbuduō a.
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Then it's pretty much the same as buying mutual funds.
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A:
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具体的我也不太清楚。你有时间多了解了解吧。你这么聪明,肯定一学就会。
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jùtǐ de wǒ yě bùtài qīngchǔ. nǐ yǒu shíjiān duō liǎojiě liǎojiě ba. nǐ zhème cōngming, kěndìng yī xué jiù huì.
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I'm not so clear on the details either. When you've got time you should learn more about it. You're so smart, you'll get it right away.
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B:
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哎,好吧好吧。
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ài, hǎo ba hǎo ba.
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Oh, okay, okay.
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